Investing
Portfolio Management
Credit Card Hacks
Right Insurance Cover
My Mission?
To help busy professionals get quick, trustworthy answers to everyday money doubts — and build real wealth over time.
About Me
Hi, I’m Vinayak — a startup professional turned content creator, investor, and personal finance educator.
I run MoneyByVinayak on Instagram & YouTube, where I aim to be the “ChatGPT for Personal Finance” — simplifying money decisions for young professionals across India.
Whether it’s stock market investing, credit card hacks, car buying strategies, or mutual fund insights.
I break it down in a way that’s relatable, jargon-free, and instantly helpful — just like your favorite AI assistant.
What I Share👇
- Smart Stock Market Insights & Tips
- Mutual Fund & ETF Investing frameworks
- Credit card rewards & international travel tips
- Car buying + budgeting strategies tailored for India
What We Offer
Weekly Insights – Stock ideas, credit card hacks, trending finance news
1:1 Personal Finance With stock Market Guidance Calls
Stock Market Research Reports & Tips
Insurance & Loans Personalized Guidance
Curated Tools – Investment, SIP & Retirement Calculators, Resources & Checklists
Got a Money Doubt?
Ask VinFIn
We’re here to help with any questions. Whether you’re a customer or partner, feel free to reach out! Want to learn more about our platform?
Use the contact form to reach out or email us at support@optimizely.com. We’ll respond as soon as possible.
Want to learn more about our platform?
What did the students say about us
Vallentina Putri
Simple, secure access to digital education children have simple and secure access. The digital learning process is one of the benefits of relaxed learning at home.
Written 2022
Jessica Marley
Simple, secure access to digital education children have simple and secure access. The digital learning process is one of the benefits of relaxed learning at home.
Written 2022
Jessica Marley2
Simple, secure access to digital education children have simple and secure access. The digital learning process is one of the benefits of relaxed learning at home.
Written 2022
Jessica Marley3
Simple, secure access to digital education children have simple and secure access. The digital learning process is one of the benefits of relaxed learning at home.
Written 2022
Sign up in minutes, quick and easy.
We think life insurance should be more about living. So we’ve designed our products to protect and create wealth while you’re alive.
Intagram Insights
Twitter Insights
Super Interesting Read!
Copper shortages are no longer accidental & look structural
The demand isn't cooling with:
- AI Data Centres: J.P. Morgan estimates: +110,000 tonnes incremental demand in 2026 & Vizag One 1-GW data centre required 65,000 tonnes of copper
- Grid
Why the "Copper Crunch" of 2026 isn't just another commodity cycle.
J.P. Morgan says there would be a global refined copper deficit of ~330,000 tonnes in 2026, creating an even tighter market.
Copper stock levels at the London Metal Exchange have been consistently declining,
Bank quarterly updates look strong so far:
• Bajaj Finance: AUM 🆙 22%
• AU Small Finance Bank: Deposits 🆙 23%
• Ujjivan Small Finance Bank: Deposits 🆙 22%
• CSB Bank: Deposits 🆙 21%
Credit Demand & Deposit momentum both look healthy going into the next quarter
#stock